Your Money,
Finally Clear.
Track income, budget smarter, send invoices, and plan your future — with real Canadian tax calculations and bank-grade encryption.
One App, Every Money
Tool You Need
From your first shift to your first invoice — Budget iT grows with you
Connect Your Bank
Automatic transaction syncing for major Canadian banks.
- Daily automatic transaction sync
- Supports major Canadian banks
- Smart auto-categorization
- One-tap balance refresh
- Credit card & liability monitoring
- Investment portfolio tracking (Pro)
Up and Running
in 30 Seconds
No spreadsheets. No complicated setup. Just clarity from day one.
Create Your Account
Sign up free with your email. Your data gets encrypted instantly — only you can read it.
Connect & Configure
Link your bank, add jobs, set categories, and configure registered accounts.
Track, Plan & Grow
Log shifts, sync transactions, set savings goals, track net worth, and send invoices.
Plan for every milestone — tax-free savings, retirement, education, and your first home.
What Canadians
Are Saying
Finally know exactly what my paycheck will be before payday. The tax calculations are spot on for Ontario.
The business suite is incredible for freelancers. Invoicing, mileage tracking, and HST all in one place.
I track two part-time jobs and my side hustle. The budget insights finally showed me where my money was going.
The TFSA calculator alone saved me from over-contributing. Now I maximize my room every year without the CRA headaches.
I work remote sites with spotty signal. The offline mode means I can log expenses on the job and it all syncs when I'm back.
Simple, Transparent
Pricing
Start free. Upgrade when you're ready for more.
How We Compare
See why Budget iT is the best choice for Canadian workers
| Feature | Budget iT | Mint | YNAB | Spreadsheets |
|---|---|---|---|---|
| Price | Free / $4.99 / $11.99 | Free (Ads) | $14.99/mo | Free |
| Canadian Tax Engine | ||||
| Shift Tracking | ||||
| Zero-Knowledge Encryption | ||||
| Business Invoicing & Time Tracking | ||||
| Receipt OCR & Mileage Logging | ||||
| Revenue & Expense Charts | ||||
| Goal Tracking & Planning | ||||
| TFSA/RRSP/RESP/FHSA Calculators | ||||
| Bank Account Sync | ||||
| Net Worth & Investment Tracking | ||||
| Offline PWA & Bilingual (EN/FR) | ||||
| No Ads |
Frequently Asked
Questions
Your Financial Future
Starts Here
Join Canadians who finally feel in control — from their first paycheck to their first TFSA contribution to their first invoice.
✓ No credit card required • ✓ Free to start • ✓ Set up in 30 seconds
Learn about our zero-knowledge encryption